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A no cash-out refinance is when a person refinances their home for less than or the same amount they still owe on their current mortgage's principal, plus the closing costs on the new mortgage. Unlike cash-out refinances, these do not offer a cash benefit.

No Cash-Out Refinance: A Guide - Rocket Mortgage

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Learn the differences between them! There are two main types of home refinances. Cash out refinances, which allow you to get cash from the value of your home's equity, and no cash out refinances which allow you to change the interest rate and terms of your current mortgage without taking cash from your equity.

Cash Out vs. No Cash Out Refinances: What Are the Differences?

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